Streamlining Payment Processing: The Power of HyperSwitch
When building a subscription-based or ecommerce product for a global audience, handling user payments across different regions can be a daunting task. This is especially true when using third-party payment services that may only support specific regions or currencies. To overcome these challenges, developers often turn to payment switches, which provide a single API endpoint to interact with multiple payment processors and gateways.
The Benefits of Payment Switches
Payment switches eliminate the complexities of integrating multiple payment services and switching between them within short notice. By using a single API, you can process payments from your users seamlessly, without having to develop a feature to automatically use the most suitable provider based on certain conditions.
Introducing HyperSwitch
HyperSwitch is a payment switch that provides engineers with the ability to interact with multiple payment processors via a single API endpoint. It uses smart routing features to switch between multiple payment services effortlessly, providing a user-friendly dashboard with analytics drawn from your payment history. With 99.99% uptime and up to 50,000 transactions per second, HyperSwitch is a reliable and efficient solution for payment processing.
Getting Started with HyperSwitch
As an open-source software, HyperSwitch provides you with the ability to use and deploy it via the HyperSwitch-managed environment on AWS, GCP, or by self-hosting within your own on-prem or cloud environments. To get started, create a HyperSwitch account and navigate to the web dashboard to register an account with the HyperSwitch service.
Setting Up Payment Processors
Payment processors on HyperSwitch enable you to use third-party payment services such as Stripe within your account to route payments. Enabling a processor on HyperSwitch requires providing the API credentials generated in your account with the service. HyperSwitch will encrypt these credentials and only use them to authenticate the connections with the payment services.
Connecting Payment Processors
Let’s configure two payment processors – one for Braintree and the other for the Stripe service. Both services allow developers to create sandbox accounts for rapid testing without incurring charges. Navigate to the Processors page under Connectors within the control center to view the list of processors supported on HyperSwitch.
Enabling the Braintree Processor
Sign up for a Braintree Sandbox account to test the integration with HyperSwitch. Note down the account Merchant ID, Public Key, and Private Key details displayed on the homepage of your Braintree sandbox account. Navigate back to the Processors page within the HyperSwitch control center to continue the connection.
Enabling the Stripe Processor
Similar to Braintree, Stripe also provides a sandbox environment for developers to safely test out the service. You will need to provide a Stripe key to use the Stripe processor for HyperSwitch. Navigate to the Developers section of your Stripe dashboard and then select the “API keys” tab to view your secret key credential.
Setting Up Payment Routing
HyperSwitch provides simple, volume-based, and advanced configuration options for designing how payments are routed amongst your connected processors. Navigate to the Connectors > Routing page of the control center to define the simple routing configuration. Click the Add Gateways button to add the processors you want to use in a linear order.
Testing the Connected Processors
To provide a better developer experience while connecting processors through the control center, HyperSwitch enables you to test the connected processors and confirm that the configuration details you provided were correct. In test mode, you can test the connected processors by entering dummy card details into the demo checkout component.
Conclusion
In this tutorial, we covered how to set up a HyperSwitch account and configure it to use two payment processors. Using sandbox accounts, we were able to connect to the Braintree and Stripe payment processing services. Then, we performed a demo checkout using a dummy card from Stripe. HyperSwitch provides developer-friendly unified components for frontend applications built with Node.js, React, and cross-platform React Native applications.